MILL STREET RESEARCH TERMS AND CONDITIONS OF USE:

  1. Terms

By accessing this website of Mill Street Research LLC (“Mill Street”), you agree to be bound by all of this website’s Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these Terms and Conditions of Use, you are prohibited from using or accessing this website. The materials contained in this website are protected by applicable copyright and trade mark law.

Use License

a. Permission is granted to temporarily download one copy of the materials (information or software) on Mill Street’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

i.modify or copy the materials;

ii.use the materials for any commercial purpose, or for any public display (commercial or non-commercial);

iii.attempt to decompile or reverse engineer any software contained on Mill Street’s website;

iv.remove any copyright or other proprietary notations from the materials; or

v.transfer the materials to another person or “mirror” the materials on any other server.

b. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Mill Street at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The materials on Mill Street’s website are provided “as is.” Mill Street makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Mill Street does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this website.

  1. Limitations

In no event shall Mill Street or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Mill Street’s website, even if Mill Street or a Mill Street authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

  1. Revisions and Errata

The materials appearing on Mill Street’s website could include technical, typographical, or photographic errors. Mill Street does not warrant that any of the materials on its website are accurate, complete, or current. Mill Street may make changes to the materials contained on its website at any time without notice. Mill Street does not, however, make any commitment to update the materials.

  1. Links

Mill Street has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Mill Street of the site. Use of any such linked website is at the user’s own risk.

  1. Site Terms of Use Modifications

Mill Street may revise these terms of use for its website at any time without notice. By accessing this website, you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

  1. Governing Law

Any claim relating to Mill Street’s website shall be governed by the laws of the Commonwealth of Massachusetts without regard to its conflict of law provisions.

  1. General Disclaimer

The material on this website has been prepared from original sources and data believed to be reliable. However, no representations are made as to the accuracy or completeness thereof. The material on this website also contains confidential information and you agree that circulation or disclosure of any part of this material is strictly prohibited without the prior written consent of Mill Street. Nothing on this website constitutes an offer to sell or a solicitation to invest in any investment product whatsoever.

Any specific securities identified and described on this website do not represent all of the securities recommended for Mill Street’s clients. The audience should not assume that investments in these securities identified and discussed will continue to be profitable. Mill Street recommends numerous other securities in various other industries and sectors unrelated to these securities. The purchase of these securities only will not create a diversified portfolio. In addition, such securities are subject to losses as an investor may lose money investing in such securities. It also should not be assumed that any recommendations made by Mill Street in the future will be profitable or will equal the performance of the securities identified or described on this website. Past performance is not indicative of future results.

Privacy Policy

Mill Street Research, LLC and affiliates (“Mill Street“, “we“, “us” or “our“) understand the importance of maintaining the confidentiality of our clients’ personal information and is committed to ensuring the security of any information provided by our clients through this website, https://www.millstreetresearch.com (the “Site“). Blue Fox Advisors LLC provides sales, marketing and distribution services on behalf of Mill Street.

  1. The Information we collect

As a provider of research and consulting services, we generally collect only contact information for clients and prospective clients in order to distribute and market our products and services. Contact information could include your name, job title, business address, telephone number, mobile phone number, fax number and email address. We may also collect information about the nature and size of your business. Information provided via the contact form on this website or via mail, email, phone or fax to Mill Street may be included in the information we collect. We may also collect further business information necessarily processed in a project or client contractual relationship with Mill Street or voluntarily provided by you, such as instructions given, payments made, requests and projects.

We generally do not collect or process personal payment information (e.g. credit card numbers, bank account information), social security numbers or other personal identifiers, nor do we engage in securities transactions or other financial transactions on behalf of clients, or custody any client assets.

  1. Uses Made Of Your Personal Information

We gather this information to allow us to administer, support, and obtain feedback on our services, to identify and prevent faults with our services and the Site, to improve the services offered by us, to ensure we are maintaining adequate security measures and to prevent any security breaches of our Site.

We may also use you or your organization’s information, including aggregate information and statistics, for research and analysis purposes such as monitoring website usage in order to help us develop the Site and improve our services. We may also share this information with our marketing affiliate Blue Fox Advisors, and information relating to Mill Street clients gathered by Blue Fox may be shared with Mill Street. The information you provide may be used to offer you Mill Street products or services, or arrange meetings or other business-related interactions.

  1. Disclosure of your information

We will not, without your consent, disclose to third parties any individually identifying information, such as names, postal and e-mail addresses, telephone numbers, which you have provided to Mill Street Research or Blue Fox Advisors. We do not sell or otherwise redistribute any client information provided to Mill Street or generated in the course of using our services.

We may also disclose your personal information to third parties if we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our Site terms and conditions.

  1. Your consent

By submitting your information, you consent to the use by Mill Street Research, LLC and affiliates of that information, as set out in this policy. By accessing and using this Site you are acknowledging that you have read, understood and agree with this privacy policy. We reserve the right to change our privacy policy from time to time and will update this page accordingly. Please review our policy as often as possible – your continued use of the Site will signify that you agree to any such changes.

  1. How we protect your information

Mill Street may store your information in its databases for reference in order to answer queries or resolve problems, provide improved and new services and to meet any legal data retention requirements. This means we may retain your information after you stop using the Site or our services or otherwise interacting with us.

  1. Contact

If you would like to contact us with any queries or comments concerning our privacy policy please send an email to sam.burns@millstreetresearch.com or call 508-655-1896.